There is/was an idea that lenders would be open to larger loans for EV cars as buyers would face reduced running costs, as opposed to a IC car. That largely hasn't materialized. Lifetime running costs of EVs just aren't as low as expected, particularly in the used car market. Getting anything fixed on a 10+yo EV is hit-or-miss in terms of cost.

Hahahaha it's a little like that except here the cheaper yacht is better.

(Dons serious hat) Since many people in our context (this thread) would consider a car something they might buy (as opposed to a yacht, I hope you would agree), to the extent that it is a purchase they are going to do anyway, for the not insignificant subset that's going to buy a new car, it's not a bad thing to save roughly $12,000 on said purchase while getting a car that's less smelly, more roomy, faster, more fun, and more safe.

If "roughly" doesn't work for you, the exact amount can be calculated during checkout at better EV purchase websites by putting in your local electricity cost, local gas cost, etc. if that's what you're asking.