Haha! :) I don't think it's necessarily healthy to be forming employer-employee relationships if one person is so coerced by their circumstances. Such people unlikely to be giving their best work, may present other risks, and employers may be incentivized to take abusive license.

I don't think you should hire people for whom money is the most motivation, you won't get the best work, if your goal is the maximize your hiring effectiveness.

I also don't think that's the main motivation for most people, certainly not in this creative industry of software at this time.

Hire people for what excites them if you can align that with what you need is likely to lead to better results.