I think so - at least for now. Heck, I'd imagine that's a significant reason that Allstate ended up acquiring them. In any event, the pricing structures are different so it still makes sense to compare them separately.

Hybrid. Appears they'll operate separately but All State will play a big role in improving their pricing and claims process.

Should be interesting to see how Allstate balances Esurance pricing versus pricing through their traditional captive agent base.