I’ve thought about doing this myself and I wish there was a service that made it easier.
The one thing in the back of my mind is also that there’s a risk of this backfiring over time. When you are unknown to potential creditors, employers, etc in whatever platforms they choose to use to look you up, that’s the ultimate sign of risk.
Yes. Similar to being a young person trying to establish a credit history, if there is little to no info to go on companies will tend to assume the worst about your riskiness and charge accordingly.