There's different kinds of data loss. There's data loss because you lose the whole drive; because you lost a whole write; because a write was only partially written. Half the problem with NIH solutions is, what happens when you try to read from your bespoke binary format, and the result is corrupted in some way? So much of the value of battle-tested, multi-decade-old databases is that those are solved problems that you, the engineer building on top of the database, do not need to worry about.

Of course data loss is alright when you're talking about a few records within a billion. It is categorically unacceptable when AWS loses your drive, you try to restore from backup, the application crashes when trying to use the restored backup because of "corruption", the executives are pissed because downtime is reaching into the hours/days while you frantically try to FedEx a laptop to the one engineer who knows your bespoke binary format and can maybe heal the backup by hand except he's on vacation and didn't bring his laptop with him.