Bank apps, Netflix, and Disney+ also won't work. There are spoofing measures though I've been burned by unlocking and rooting too often to try again, at least not while my devices are still under warranty.
I always use websites when possible instead of installing yet more spyware disguised as a useful app. My bank, however, has the TOTP built in the app. You can't make a transaction without the phone app connected to the internet.
Magisk + a few modules and most apps should work. The warranty part, this depends a lot in the country, but at least in Europe I don't think they can deny repairs just because you unlocked the bootloader.
Commercial copyright interests will always seek to maximize their control over the devices that play back copyrighted stuff. Banks at least have more legitimate security concerns since they involve the end user getting screwed rather than the copyright holder.
