To be honest, I don't think that attitude is good enough. There are technical ways to prevent money laundering and tax evasion at the same time as keeping anonymous payments possible.

Sure, it's more complicated than just outright banning any type of anonymous payment, but I think not even trying would amount to a huge loss of resiliency for any democracy.

We also don't blanket ban secure private communications (although not for a lack of trying) for the same reason.

I doubt you would have said the same if it affected you.

Yeah, it actually does. Societies cannot be left to the whims of privately owned payment processors that depend on the 'public sentiment' and not the actual laws to make their policies to protect their stock value.

If every government guaranteed an online payment system that 100% worked for all legal purposes, you'd have point. There's no such thing. The entire digital payment system is left to private feudal lords to control as they please.