It's not the home itself that's the investment. It's the plot of land on which you are allowed to build a certain type of home and in an area where you are banned from doing other things that would reduce the home's value, like building high density housing.
That's what you are investing in and voting to protect.
But yes, that is the core of the issue. You need an off ramp for the people who bought into this Ponzi scheme or they'll vote to perpetuate it.
