I don't think I missed the thread. Crating home prices is basically recreating half of the 20008 financial crisis when people are underwater and unable to move, nor have any financial flexibility. Giving homeless people a program to help them out of homelessness and into some form of housing can be good, but jumping them up to homeowners seems a giant leap. If you get them into a stable job and apartment, they aren't homeless anymore. If they're stable, they'll eventually qualify for a loan like everyone else.

$100k might as well be $100m to 99% of homeless people. Do you think they’re going to qualify for a loan at a non-usurious rate?

In case, if the market value drops, well, rich people will just buy them.

If you’re currently in a “$300k” home and can buy a “$400k” home for $100k… like how do any of these numbers make any sort of sense?