> There is a difference in that people intuitively know that entering passwords gives access.
This is a valid argument. However, I'd say that there are two standard practices with links that are a big advantage: giving them a short life, and generating extremely hard to guess URLs. I was a Lastpass customer before their security problems came out. I had many passwords that I made years ago but don't use the service any longer. I moved more into the URL camp at that time. Who knows how many passwords I made 15 or 20 years ago that today are no longer secure.