Microsoft has "safe links": https://learn.microsoft.com/en-us/microsoft-365/security/off... - Chrome has its own thing, but there are also tons of additional hand-rolled similar features.
My main annoyance is when they kill a one-time use URL.
However, it likely exposes the content internally to Microsoft.
They do 100% break Salesforce password reset links, which is a major PITA.
