The setup fee is a one-time fee though, so if you have a server for many years that won't hurt so much. I pay around €30/month for the server I am renting but I know it will last a long time even if I get spikes on any on my many projects. For a 8 core, 16GB droplet/vps at DigitalOcean it will cost you ~$96/month. The performance is better at Hetzner for about 1/3 the cost.