(obviously the rules are different for KV/object/blob-stores and don't apply here).
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That said, if you need a stopgap solution for a problem like that, then take advantage of existing compatibility-shim features in a decent RDBMS: things like VIEWs and SYNONOYMs exist for this reason (and yes, you can INSERT INTO-a-VIEW).
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Another option is to constrain your DB designs such that all DDL/schema changes are always backwards-compatible (i.e. disallow dropping anything, disallow alter-column except to widen an existing column (e.g. int-to-bigint is okay but not string-to-UUID), all domain-model attributes must be initially modelled with a m:m multiplicity whereever possible, etc etc) - and you can enforce these rules using a DDL trigger too - and any changes made by a workflow's DML can be repaired by a background job.
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(Just throwing some ideas around)