It's a decent house out in the suburbs vs some dense urban inner city apartment or something attached to other people with people of varying crazyness for lack of a better word living around you. And if you do want to own a house, it's going to be crazy expensive and cars you can't drive unless it's tuesday and you have an odd numbered license plate.

The people living in the villas are the actual wealthy who gets to bypass the system (ie billionaire flying a private jet to a climate change conference to try to get the government to ban cars to force you to use a packed train). I'm advocating for freedom/autonomy for the middle class instead of grouping everyone who isn't a billionaire together. I'm just saying we add one more partition.