If the work to crack a game isn't done early on, it can become infinitely harder to do that work later, especially if there's a multiplayer component that needs to be reverse engineered. Being proactive about cracking, emulation, and piracy is the pro-social and pro-preservation of our culture/technology/heritage move here.

Justifying insurance with a possible future event that may not happen is another.

Sure but it's very much a minority point of view.

>lost planet 2

Only because Capcom had to put in extra dev work to make it work again after the GFWL shutdown: https://www.reddit.com/r/pcgaming/comments/qq3sq9/capcom_has...