Although I am still "healthy enough to work," having no dependents allows me to an optimal loner healthcare strategy: just don't apply/carry health insurance (tyl: 50% of US healthcare is paid for by government funded sources — just single-payer it [for all!] already!).
Instead I am a cash-paying blue-collar degenerate. It works for me because I am too damn stubborn to give even cents to the disgrace we Americants call "public healthcare" — and with no children/wife to support, I can be as wreckless as society damnwell chooses for me to behave.
"Acting rationally in an irrational environment IS IRRATIONAL."