Your statement is different in that it contains a "should":
The reason food safety regulations exist and are much stricter than what you need to apply at home is partly because it affects people at scale, and partly because individuals have no control of it.
So exactly because dining out can be unsafe, food safety should be strictly regulated ("guaranteed").
It seems that the disagreement is mostly how many expectations someone can put into a "guarantee".
> We've accomplished an pretty astonishing modicum of safety and thereby trust in food service.
I completely agree. But I also want to add that it's an unstable equilibrium:
Some years apart you get some scandal where someone kept meat mostly frozen for 30 years.