It's only RARELY come up for me, but since I use my machine for work knowing I'm covered for 3 years is nice. This USED to be the period I'd keep a computer, too, but for about the last maybe 8 years (?) I find the upgrade-at-36-months thing isn't as much of a slam dunk as it used to be. I kept my last one like 4.5. My current one is 2-year-old M1 Macbook Pro, and it's still crazy fast to me. I can't imagine that's gonna change in a year.