"Oh I never use cash, cashless transactions take 0.00362 seconds less, so taking the risk that I become homeless is worth it to me." - followed by outrage at discovering that trusting your entire financial life to the whims of a compliance department is a real risk.

At some point, you have to assess your risks and realize that your "convenience" comes at a cost. Why people don't use cash, or at the very least have a few stacks in a safe somewhere, always floors me.