In some countries one no longer has that possibility. Not everywhere has a range of banks to choose from, sometimes mergers have resulted in just a handful of banks for a country, all of which enforce use of an Android app.

Oh, it’s fsflover, the poster with the Librem idée fixe. Haven’t noticed you here in couple of years. Your comment elsewhere here about GrapheneOS not requiring much less effort to daily drive is way off. GrapheneOS runs banking apps and, in countries that legally enforce use of certain apps for ID or payment, those apps, too. Zero hoops to jump through. Meanwhile, a Librem phone (or a PinePhone) will not work.