story
I suspect you have lived a very privileged life if you really believe these options are actually open to most employees in the U.S. Switch industries? Start your own company? Those are both extreme life-altering multi-year responses to losing PTO payout, and only work for people who have major safety nets and support in their lives. Companies pull this bullshit because they know they can get away with it. Guess what: they're right. I'm glad you are in such a state of privilege that you can spend 4 years going back to college and switching industries without going into massive debt and without suffering from the loss of income during that time, but you are extremely lucky to be in that position. Do not assume others are lazy and/or stupid and/or bad negotiators because they can't. Negotiating is not about shaking hands harder, it's about having leverage, and 98% of U.S. workers have none.
> negotiate better working conditions next time you get hired
These were not the working conditions at the time I was hired. None of this was in any contract I signed. Companies change this stuff after-the-fact all the time. What are you going to do, hire an employment lawyer? You'd poison your own drinking well, potentially forever, with the possible upside of being the only employee in your company that actually get PTO paid out? Come on. Nobody is doing this. Companies pull this bullshit because they can.