??? have YOU ever been to italy?
from my experience banks are totally going to lend you money for you mortgage if you have a non-temporary contract that covers 80% of your house cost.
you just need to have roughly 30% of the house cost cash and a stable job that pays enough, but with a 1.3k net salary (median income) and 30k you can totally buy a 110k home
talking about the north, if you live in the south just move already xd
Mortgages are not business banking. Mortgages are fine, because if you don't pay the bank takes your house - possibly the most valuable asset category in the country.