Replying here to your below comment because of the "stack" limit. You wrote "I want to go to visit my friend Bob who lives 10 miles away but the rain is pouring down." as a justification for ownership of a car.
We just went through 2 weeks of heavy rain here in Germany. I am only biking (not even an E-Bike) and what I did is just looked at the rain radar with a simple app, add a bit of buffer time, packed rain clothes in my bike bag and just go. I was only once a bit wet because I was too lazy to pull out my jacket as I came back home one evening.
You will always find a good excuse to keep the apparent comfort of a car, but once you start to really bike on a regular basis, in my case, I found the bike way nicer, you bring movement in your life. It helps my health and my mood, which is a nice side effect.
