https://www.cardrates.com/advice/secured-cards-with-rewards/
Rewards on top are an added bonus.
is that not an absurdly slippery slope?
what if rather than anyone having to take advantage of anything, things just worked better, and everyone agreed that such things matter?
In lieu of that, how would you envision any society arriving at such an end state?
But we don't, and never will again, for very complicated reasons.
The failure in your logic is that different credit cards do have different fees and that some form of consumer protection should apply to debit cards as well
I want banks and stripe and gateways and shopify and visa/mc to weed out bad actors fast.
and if some small shop starts to transact a lot, let them manage their risk, don't require consumer side credit for this.
there's already a ton of data, endless kyc/aml paperwork put on consumers and banks/gateways they should figure it out, and if someone still insists on paying hundreds of thousands on totally-free-bitcoins.top after the bank, the app, the browser, their neighbor warned them then let them. and let them try a chargeback.
As for fairness, I agree they should go away. Companies with margin can swallow the fee, companies without could be unprofitable and make no sense if they don't pass on the fee. It's a practical reality of the dollars and cents, but it is a private apparatus we opt into so I guess we can't complain that much.
Don’t take advantage of “free delivery” because you buy in store? You’re paying for it anyways.
Don’t care about the ability to return for full refund because you changed your mind? You’re paying for it anyways.
Don’t care about the ability to link your washer to your Wi-Fi and use an app to see if your laundry is done? You’re paying for it anyways.
