Thank you for enlightening the dirty masses. Maybe you have other insights, for example should one invest into banks or wait for the "crash". In any case I think your opinion is worth nothing and should be prefaced with "IMHO", rather than stating something we all know is logically impossible to have something and it to be useless. Here is a logical exercise, if something exists it is useful by the fact that it has a name for example which groups loose entities into a whole. I got more of this ...