I think it's fair to say that money / power / sex will easily account for potential malicious incentives. The mindset that Hanlon's Razor fosters slows down the pattern recognition process that humans have built up throughout our entire existence. When building systems that must be resilient against corruption, the concept of zero trust serves well here.
But you have to always check. Yes, you do slow down «the pattern recognition process that humans have built up throughout»: because it is not reliable. It becomes (more) reliable through the exercise of doubt and assessment.
You have to always check in relationships with other people. When it comes to institutions / corporations / organizations, not so much and there are far fewer options to just chalk things up to incompetence. Again, in this context, we’re already talking about governments spying on their own citizens.