I think you're right to an extent, but I think ubi could bridge the gap between necessary services and nice to have services. It could let someone who is on food stamps and housing assistance choose to upgrade one of those or for them to buy the technology needed to get their next job. There are pitfalls, but I think ubi could be a good way of allowing people to position themselves to no longer rely so heavily on other assistance programs or live a better life on their own terms if they can't