If I leave my house long enough, the roof will decay and I'll get massive water damage. Halfway-intelligent homeowners know they need to get their roof done once in a while. Bike owners know that if they leave their bike in the rain, it will rust.
Many of the trappings of modern day life require active measures to ensure they work properly, and this is no different.
Actually no, the common wisdom is that you should expect your users to be idiots when developing a product.
It's different because people are familiar with all the things you mention: roofs and rain, bikes and rust. People aren't familiar with electric automobiles. Once someone buys them, sure, they'll become familiar and the vast majority won't brick them. Tesla's problem isn't the owners, it's the people thinking about becoming owners. And those people (if they've heard the story) are now fearful of bricking their cars, where they're not at all afraid of bricking the Mercedes they were considering as an alternative to the Tesla. Now they're thinking, maybe I'll wait another few years on this electric car thing. That's Tesla's problem right now. Not bricked cars, but the fear of bricked cars. And that's why they should cover this under warranty.
If that happens in the space of 1-2 months of no maintenance, you have a very, very, very shoddy house.