First, you're utterly wrong about how rainy cities are[1]. Most of the population of the US lives in a place that has more than 100 rainy days per year. The Northeast Corridor by itself has 50 million people and 120+ annual rainy days.
It also doesn't need to be "raining heavily". It can also be raining lightly, snowing, foggy, dusty, or smoky.
But even if you're right and it's 10%, the predictability becomes a huge issue. I've spent my whole life on the East Coast, and you never know if it's really going to rain until it does or doesn't. The forecast changes literally minute to minute.
1. https://www.currentresults.com/Weather/US/average-annual-pre...