When my current smartphone dies, I won't be replacing it with another smartphone. It will be interesting to see how much of an impact that will have on my ability to function in society.
My guess is that it won't be much of an impact beyond a decrease in convenience. Right now, it would only lock me out of using a few parking lots, my apartment building's laundromat, and a smattering of vending machines. I can live with that -- especially because I already do, since I will not install any app for that sort of nonsense.
Yet every so often I still hear someone (to be fair, not nearly as often as I used to) suggest that poor people (and sometimes refugees) having phones shows that they're undeserving of assistance, since they can clearly afford a phone. As you say, it's becoming the cheapest and in some cases only way to interact with a lot of businesses and services that are necessary simply to operate in society.
You'd also likely be long dead before anybody investigated your disappearance in this hypothetical scenario.
Not everyone has a smartphone, but that's not what is required. Just a mobile phone that can receive an SMS - and phones have been doing that for 25 years or something.
There's nothing trustworthy about the people who issued me this current sim card. There's no reason to assume I would want to link it to any account, even if it was allowed. Even if I were inclined to trust this process and if it were possible, I'd have to be using this provider when I am in a 3rd country or in my "home" country.
It is just a nonsensical set of assumptions on PayPal's part.
Also, microsoft.com's general propensity to hijack the back button with their login.microsoftonline.com redirects is just that annoying little cherry on top.
I imagine on the aggregate level there might be less fraud? Or is it just the need to harvest more and more data? The way things are going, I wouldn't be surprised to see PayPal insist upon a mobile app install next.
Regardless, requiring phone numbers impacts a lot of real customers in a negative way.
No other PayPal-like finance apps cover as much countries as PayPal.
For example, I used to live in a part of the UK with no mobile towers, and thus no reception.
So if I really, absolutely had to make a phone call at some point I could then travel to a different town + buy a new sim card / phone number to make the call with.
Meanwhile Vodafone (UK) expires mobile phone numbers after 3 months of inactivity. So, that "new" phone number would tend to be expired when I next needed to use it.
This happened several times. :/
I mean, if you need a PayPal account then you must have a dollar.
I don't have access to that number anymore and there's no way to change it.
They have my email on file but won't help because the number doesn't match anymore. Just one more reason to not return to the iDevices.
Ah well, guess I cannot be a Discord user.
Possibly Employees pretending to be customers