Death is sad, but it comes to us all one way or the other. Death by hurricane can be mostly avoided by leaving for significant storms and direct hits, but I know several folks who have had very close calls (e.g., tree fell through the roof and clobbered the bed while they were eating dinner) even in light, non-hurricane storms.
Losing the house sucks, but that's why we carry insurance. Any Florida house worth its salt (a unfortunately dwindling percentage due to significant development in recent years) is CBC and isn't likely to take significant damage unless you lose the roof or take a direct hit from a tree or tornado.
Not to refute your (accurate) statement, just to offer my perspective.
