As far as the idea of "hacking some funny Internet money, using it to mail-order some synthesized proteins from a few biotech labs, delivered to a poor schmuck who it'll pay for mixing together the contents of the random vials that came in the mail... bootstrapping a multi-step process that ends up with generic nanotech under control of the AI.":
Language models, let's use GPT-4, can't even use a web browser without tripping over itself. My web browser setup, which I've modified to use the chrome visual assistance over the debug bridge now, if you so much as increase the pixels of the viewport by 100 or so, the model is utterly perplexed because it's lost its context. Arguably, that's an argument from context, which is slowly being made irrelevant with even local LLMs (https://www.mosaicml.com/blog/mpt-7b). It has no understanding, it'll use an "example@email.com" to try and login to websites, because it believes that this is its email address. It has no understanding that it needs to go register for email. Prompting it with some email access and telling it about its email address just papers over the fact that the model has no real understanding across general tasks. There may be some nuggets of understanding in there that it has gleaned for specific task from the corpus, but AGI is a laughable concern. These are trained to minimize loss on a dataset and produce plausible outputs. It's the Chinese room, for real.
It still remains that these are just text predictions, and you need a human to guide them towards that. There's not going to be autonomous machiavellian rogue AIs running amok, let alone language models. There's always a human being behind that.
As far as multi-modal models and such, I'm not sure, but I do know for sure that these language models don't have general understanding, as much as Microsoft and OpenAI and such would like them to. The real harm will be deploying these to users when they can't solve the prompt injection problem. The prompt injection thread here a few days ago was filled with a sad state of "engineers", probably those who've deployed this crap in their applications, just outright ignoring the problem or just saying it can be solved with "delimiters".
AI "safety" companies springing up who can't even stop the LLM from divulging a password it was supposed to guard. I broke the last level in that game with like six characters and a question mark. That's the real harm. That, and the use of machine learning in the real world for surveillance and prosecution and other harms. Not science fiction stories.