I do know that transmission distance goes down as the frequency (and bandwidth) increases. For example, 2.4 GHz WiFi works farther than 5 GHz, but is slower.
I also know that 5G enables high speed "micro cells".. Higher bandwidth but smaller coverage zone. The idea that every city block can have a mini cell in their corner traffic light equipment buried undergound etc., less obtrusive cell towers needed. Sort of in between WiFi and true cell towers. I like to think of it as super charged WiFi on steriods. So that's one capability 5G brings, but it doesn't mean that your local experience is using this.
So, again, it all depends.
Maybe someone else here can post a more definitive answer or techincal explanation.