Same, I have Paramount, Hulu, Netflix, etc. I watch maybe 10 hours a month that isn't YT Premium and Nebula. My ex uses the streaming services way more than I ever would. But I wouldn't change a thing. If they start clamping down on it, I'd bitch cancel and maybe renew a couple of them a couple months later.
No. If they blocked me sharing passwords I’d probably just make an account for the family member and pay for that and miss out on the 10-15 hours of value I get out of Netflix every year.