Both are YC funded, both have founders who were involved in Auctomatic. Both are directly involved in making on line payments simpler. Stripe seem to be taking the US market; simplifying credit card payments. GoCardless are taking on the UK market with DirectDebit style payments(direct from bank a\c to merchant) . Is a merger on the cards as both are simplifying & cheapening on- line payments(albeit via different vectors)? [Unique challenges for each to be sure but seems like there must be a massive amount of crossover]