While that is true for most smaller farms - there simply is no way a small farm can afford the capital expenditure of someone who could be working day-to-day spending years in study, it still holds true that farmers by necessity are excellent jacks of all trades. You simply do not make enough money off of the farm to rent professional help whenever something goes wrong.
Just one data point - when the clutch on our 1994 (methinks) Case tractor broke a few years ago, the quoted cost for having a new one installed was close to $5,000. My father-in-law and I spent two days splitting the tractor, refurbishing the clutch using a $250 kit and reassembling it. No expensive or fancy tools, but a lot of headscratching and educated guesses, plus we needed to craft a couple of rather large stands and jigs using timber already on hand.
The $4,750 thus saved is more than we make annually from renting out the fields to a nearby farmer (We just live on the farm, we're not working the land nor having any animals anymore.)
I believe this situation is rather typical on smaller farms - you have to make things work on your own or with the help of friends and neighbours, or you're SOL.