Lets rephrase this differently, no one can prove whether it “understands” or not, and the same for humans. No one can prove whether consciousness is an “illusion” for humans. Your brain might just use embeddings, too.
If you ask an average person if children understand what a game is, “yes” would be a common answer, but just like an AI model it may not have enough focus to play the game properly.
I believe this is the whole point behind “the turing test”.
If you instead argued it can’t experience emotion, i would agree.