All your points I agree with. I didn't say it was a good system. I've lived in Japan and I loved the government health insurance. One of my biggest annoyances about being back in the US is how I get my insurance through my job, so now every time I hop jobs I have to do the stupid math and figure out the new employer's health crap.

I'm just saying that I see these weird takes about Americans paying like 10k for a single visit when that's just not the reality for most people. Only 8.6% of Americans were uninsured in 2020. Most insurance plans have a cap that doesn't even allow you to pay more than like 2-10k in an entire year.

Is it more expensive? Duh. It's just that there's more nuance to the issue. If I wasn't American (or I was an American that didn't understand how insurance actually works) I might have read that and believed that the poor Americans are all living in hell.

So yeah...we can talk about the issue because it's a big deal. In fact, I think it's the #1 biggest problem with American society right now and it's maddening that I never see anyone focusing on it. However, I don't like to see this kind of hyperbole from OP because people turn their brains off and stop looking at the facts.