This is the main reason I switched to Linux[1]. Online accounts, that are not in your direct control, shouldn't be connected directly to device sign-ins. Changes to the account, or the details of the account can cause loss of data and the ability to sign-in to your own device.
They are pushing more and more people into the perception of renting a experience rather then owning a device. Its great money for me to help people figure all this out though.
[1]: https://www.scottrlarson.com/publications/publication-transi...