I will switch to Android if I ever need the ability to use my phone like a PC. So far (10-ish years), that hasn't happened.
1. If no-one uses the free version until it's necessary, it might decline and die, and then won't be around to save you. I'd say this is the Firefox / Chrome dynamic currently.
2. If you don't have the freesom to do something, you might not know what you're missing. Re: your comment in another branch, I have done all of "moving stuff around a file browser, installing ad-hoc apps, opening a command line, etc" on my phone in the past 24 hours, and had a great time doing it.
2. I hardly even use the feature set the iPhone already gives me. I used to jailbreak my iPhone too, just for fun, but that was a long time ago. There's a reason phones aren't centered around a graphical file system. I'm a power user on my Mac and my Linux servers, that's enough for me.
While you don't use your phone like a PC, I think there's a strong case to be made for allowing for that kind of functionality. However, like you said - you don't need to switch if you don't need that capability. I personally install a lot of apps from FDroid or straight from APK files, but I don't use my phone like a PC like I just described. The range varies, and having that flexibility is nice.