It's not quite there yet, but with all in one devices they are creating - they're trying to make it a little easier. It's significantly better than when I first tried it like 6 years ago, and got a SmartThings hub because I needed something more stable for wife approval.
I've run into, twice in the past year, some kind of update or config change (that says valid) that made the UI inaccessible and had to quickly spin up a new VM and restore my backup.
E: many people will be better served by Alexa/Google/Apple hubs with matter integration that support everything with a polished Ui. Those with super techy inclinations - or propensities towards tinkering will want something like HA