People will lose their 2FA. It's a fact of life. Lost keys with your yubikey. Broken phone without a backup of your totp. Etc.
After that, how do you prove that someone owns their account?
Send a photocopy of your passport? No way to edit a picture, right?
Answer some security questions, which you certainly forgot the answer to. And people are likely using the same questions with the same answer on many sites.
Tell them tough luck?
The problem is there isn't a good answer for the most common failure mode. SMS 2FA isn't perfect, but it is accessible to nearly everyone and delegates ownership proof to the telephone company.
It's a nice and smooth process.
Businesses could also use the German government ID, which has a chip with cryptography functionality built in.
Same goes for the whole EU, it's in the new ID card standard: https://en.wikipedia.org/wiki/National_identity_cards_in_the...
I hope we start seeing some neat use cases with them. Being able to cryptographically (and in some cases anonymously) prove one's unique identity online would be pretty cool.
Meanwhile, I have multiple yubikeys that are as hard to lose or break as a house key. Google is kind of the only site that supports hardware tokens, but you can add multiple to your account. I can't think of a single site that allows multiple phone numbers for SMS 2fa.
Unfortunately, hard and easy are interchangeable in this sentence. And if you lose your house key you can always call a locksmith or just break a window to get inside.
Even if you don’t have identification on you, if the cops show up you can have your neighbors vouch for you (assuming the cops don’t already personally know you).
By 2023 it's high time for these forms of identification to catch up with the digital age. It's high time to end the joke of verifying identity by birthday, SSN, "in-security questions", and other easily leaked information. And obviously 2FA by SMS is not good either.
I'd honestly just prefer TOTP or hardware tokens be mandated as an option for 2FA if you offer it.
In comparison SMS works the same for all services - its an easy choice.
I felt stupid and embarassed taking my own selfie with a piece of paper with a number written on it. But then I would have lost my account, had to do it.
I understand needing to verify the identity of people transferring large amounts of money, but it was a ridiculous ask for someone who just wanted it to send a friend 10 bucks for lunch. I just used another app, and my identity is still frozen in Venmo to this day. The silver lining is that no one can open an account with my information to circumvent the freeze, so I'm safe in that respect on Venmo.
You have to use the camera on a device, you can’t upload an image file (which just makes things more obnoxious, not any more secure) They tell you they’ll keep the photo stored for a year to better improve their process or whatever other bullshit. You can opt to have them only store it for one month (how nice of them) but when you do that I totally resets the flow of everything so you have to do everything all over again and it makes it seem like you’re stuck in an endless loop of doing that so you’ll just let them keep it for a year.
I caved and did it. There was no time to verify. I was just able to login.
So no, they didn’t need it for any actual verification or security reason. They just wanted the data. It’s almost funny how naked it was.
The multi-day delay even sounds like a good idea, in case someone triggers that system with the intent to steal mail -- it gives the still-able-to-login real user time to veto it.
(If you want a level of anonymity, you can rent a PO box, use a commercial mail handling agent, register c/o a lawyer, etc.)
Maybe I should just round-robin the off-site key. It's just tedious to keep track of what's been registered with which key and making sure they're all in sync. I really wish there were a secure way to simply have a key backup.
Not to mention, this is kind of expensive and also non-obvious as Yubikey primarily sells single keys. I'd love to see wider adoption, but can't see the general population putting up with this.
The disadvantage here is obviously it's just another password manager instead of taking full advantage of hardware tokens, but I want to be able to enroll passwords or tokens without the key present all the time. (Also, yubikeys have limited slots for keys)
Unless you need the GnuPG or SSH applets, I just use the $14 FIDO keys from Identiv. They are also NFC capable for my mobile devices also. I keep one at my office, one at home and carry one in my pack.
I too wish there were a way to keep them in sync or back them up.
Maybe a virtual FIDO key? https://github.com/bulwarkid/virtual-fido
Edit: also, if your house burns down, won’t you probably have your keys on you if you’re not home?
Then a printed backup sheets like 1password somewhere offsite (still needs master password to be usable)