>It would seem to set up a situation where your incentive, if you suspect a Ponzi scheme, is to quietly withdraw your money early then keep your mouth shut.
How so? Law enforcement can claw it back, and the earlier you withdraw, the less your gains.
I feel like I'm missing something here. Are you saying the optimal strategy is to withdraw early, keep your mouth shut, and then...die? Are these schemes usually long-lasting enough that a non-trivial number of people who invest early would be expected to die by the time they're discovered?
