You're not getting away from those fees, no matter what backend system you're using to process cards. How do you think credit cards make money on those reward programs?
I'd wager the idea behind this isn't to avoid fees but to avoid being swept up in automated systems where they don't care to resolve because even at $400k, you're still "small fish" and you have to reach out to the admin of a industry forum just to get your issue resolved.
Yep, but at least you get payment on your bank account directly..
And for Apple pay, PayPal or things like that I imagine if it's done using stripe on top of that, fees of each platform add up with stripe fees ? Or maybe not ?