I don't regret my decision. Of course every path has it's plusses and minuses. It was very hard work for very uncertain returns at the start and I have to take a laptop on holiday. And working on your own can be a bit socially isolating. But the upsides (for me) are much bigger than the downsides. I've written quite a bit about what it is like to run a small software business on my blog, if you are interested. Maybe start with: https://successfulsoftware.net/starting-a-microisv/