I would consider paying $150-$200 / month for chat.openai.com access, especially if it continued to improve. It is an astonishing tool for learning and productivity. December 1, 2022 will be a day we all remember.
I agree. I haven't felt this excited by a new technology since the WWW. I can already solve hard problems with it which otherwise would require hiring consultants or spending inordinate amounts of time doing research. It's absolutely game changing.