Also no. I don’t know where you’re getting that.
There are good charities, and there are bad charities. One of the things that can make a charity bad is having a bad mission. Another thing that can make a charity bad is being corrupt or inefficient. But I don’t presume to order charities based on how bad or good they are, and I don’t think there’s anything particularly good about giving to one good charity versus another good charity.
Also, “insensible” does not mean “insane.” I meant that it does not make sense, in my moral system.