I mean: Imagine going back in time 20 years to when git, hg, and bzr were created and telling the creators of those tools: "Hey, while designing your technology, you should be aware that it'll end up being used as a worldwide centralized monorepo run by Microsoft, and no one will ever use any of that distributed stuff."
They'll either laugh you out of the room or you'll be in trouble with the Department of Temporal Investigations for polluting the time line, because what we currently understand as git sure as hell won't be the design they'll come up with.
So for me: I prefer centralized. And SVN is just a reasonable one to use.