I charge a high rate not because I need the money but because I need to stop people from wasting my time. I’ve worked at these places before where they exploit your altruism and dedication to craft to extract more work out of you for less. Concretely one of the places refused to hire a frontend dev to help so I got stuck wasting time churning frontends. Charging more encourages them not to do that.
Yeah. It’s one thing if the only way the job is worse is in pay, it my experience has been that if the pay is significantly worse, the job is worse off in every way.