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0 pointsrdtwo3y ago0 comments

6% is easy when treasuries yield 4.5. Nominally that’s 0 with inflation

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slaw3y ago

I am very interested where I can get investment return 6%. The best I can see is CD from Schwab at 4.85%

https://www.schwab.com/cd-rates-test

rdtwoOP3y ago

Probably short term high yield bonds. You’ll need to assume more risk to get that extra 1-2%. CD and treasury is 0 risk so if you want more that you need to assume risk premium.

slaw3y ago

Where can I get these bonds?

jgalt2123y ago

series I bonds yield almost 7%. Used to be above 9.5%.

datalopers3y ago

That's limited to $10k per SSN per year. That's not viable for any material investment.

j / k navigate · click thread line to collapse

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slaw3y ago

I am very interested where I can get investment return 6%. The best I can see is CD from Schwab at 4.85%

https://www.schwab.com/cd-rates-test

rdtwoOP3y ago

Probably short term high yield bonds. You’ll need to assume more risk to get that extra 1-2%. CD and treasury is 0 risk so if you want more that you need to assume risk premium.

slaw3y ago

Where can I get these bonds?

jgalt2123y ago

series I bonds yield almost 7%. Used to be above 9.5%.

datalopers3y ago

That's limited to $10k per SSN per year. That's not viable for any material investment.

j / k navigate · click thread line to collapse